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There is a deferment for Health Education Assistance Loan (HEAL) borrowers as well.

Military Service and Post-Active Duty You can postpone federal loan payments if you are an eligible servicemember serving active duty during a war, military operation, or national emergency.

You may lose benefits under the Servicemembers Civil Relief Act if you consolidate while on active duty.

Adding Other Loans to a Consolidation Loan You may also add eligible federal loans to your existing Direct Consolidation Loan using the form below if you are within 180 days of the date we paid off the first loans you are consolidating.

Extended repayment plans offer up to 25 years to repay your loans.Generally, this is around the same time of the year that you first began repayment under the IDR plan that you selected.It's important for you to provide the required information by the specified annual deadline.Extended plans are available for most borrowers with more than ,000 in Direct Loan balances or ,000 in FFELP loan balances.An extended plan can be combined with either a Standard or Graduated Repayment Plan.

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